Your First Analysis
Yieldly runs inside a Chrome side panel. While browsing a property listing on Zillow, Redfin, LoopNet, or Realtor.com, click the Yieldly icon in your toolbar — Yieldly will parse the property address from the page URL and run its AI estimate. You can also load a property using one of three methods:
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1
Scan (recommended on listing pages) — Press the S button. Yieldly reads the page and fills in price, monthly rent, unit count, and property details automatically.
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2
Address search — Type any address into the Addr field and press Go. Works even when you're not on a property page — great for deals shared by text or email.
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3
Manual entry — Type the price (P), monthly rent (R), and unit count (U) directly, then press M. Use this when you have your own numbers and don't need the page parser.
A colored verdict badge — Favorable, Conditional, or Unfavorable — appears at the top of the analysis. Scroll down to see the full financial breakdown.
Entering Numbers
| Field | How to enter | Notes |
|---|---|---|
| P — Price | Full number or shorthand | 310k = $310,000 · 1.2m = $1,200,000 |
| R — Rent | Total monthly rent for the whole property | Toggle M/Y to switch between monthly and yearly input. For a 4-plex at $1,200/unit enter $4,800, not $1,200. |
| U — Units | Number of rental units | AI-estimated from the property address. Verify and adjust manually for multifamily or commercial properties. |
Voice Input — Hands-Free Analysis
Use the microphone button 🎤 to analyze properties by speaking. Just click the button and say "yieldly" followed by the property details. The system automatically extracts address, price, rent, and unit count from your speech.
How to use
- Click the 🎤 button (appears red while listening)
- Speak clearly: "yieldly price 450K rental 3K per month duplex"
- Release and the fields fill automatically
- Calculation runs instantly
Voice command examples
All commands start with "yieldly"
| Example | Parses to |
|---|---|
yieldly 450K investment rental 3K per month duplex | P: 450K | R: 3K/mo | U: 2 |
yieldly 4M rental 12450 15units | P: 4M | R: 12450/mo | U: 15 |
yieldly 350000 price rent 24000 yearly single family | P: 350k | R: 2000/mo | U: 1 |
yieldly 1670 N Lamont St Las Vegas Nevada | Address: 1670 N Lamont St, Las Vegas, NV |
What it understands
- Numbers: "three hundred fifty thousand" or "350k" or just "350000"
- Units: "duplex", "triplex", "4-plex", "5 units", "single family"
- Rent: "3K per month", "3000 monthly", "3K rental", or just "3K" after price
- Address: Full street addresses with city and state
Keyboard shortcut
Press Alt+V to instantly start voice input (same as clicking the 🎤 button).
Investment Profiles
Profiles set the performance benchmarks Yieldly uses to color-code results and issue a verdict. Choose the profile that matches the property type and market you're analyzing. Switching profiles instantly updates the verdict and colors — no recalculation needed.
Class A — Mature Market
Newer construction, established neighborhoods, stable low-growth cities. Lower cap rate expectations (3–5%).
Class B — Average Deal
Standard rental market. The default profile. Cap rate target 5–7%, CoC 6–9%.
Class C — Higher Risk/Reward
Older properties, transitional neighborhoods, higher yields required (7–10% cap) to compensate for risk.
Custom Profile
Set every threshold yourself in Settings → Custom Profile. Pro plan and above.
Appreciation Market
Accepts negative cash flow in exchange for strong appreciation and equity growth (e.g. coastal cities). Uses total ROI instead of cash-flow benchmarks.
Analysis / Summary
The top section gives you a quick snapshot of the deal's financials.
| Metric | What it means | Good target |
|---|---|---|
| CF/Unit | Monthly cash flow per door after all expenses and mortgage | ≥ $200/unit/mo |
| Monthly CF | Total net cash left each month across the whole property | Positive |
| Annual CF | Monthly cash flow × 12 | Positive |
| Cash Req | Total cash to close: down payment + closing costs + renovation | Know before offering |
| Mortgage | Monthly principal + interest payment (fixed) | Should be covered by NOI with margin |
| NOI | Net Operating Income — rent after expenses, before mortgage | Must be positive |
| NOE | Net Operating Expenses — sum of all operating costs | Compare to income |
| Price/Unit | Purchase price ÷ number of units | Compare across properties |
Key Metrics
Verdict & Color Coding
The verdict badge at the top summarizes how many of the five key metrics (Cap Rate, CoC, DSCR, GRM, CF/Unit) pass the profile thresholds.
| Verdict | Meaning |
|---|---|
| Favorable | All or most metrics meet the profile targets. Strong deal worth pursuing. |
| Conditional | Mix of passing and failing metrics. Worth negotiating on price or looking deeper. |
| Unfavorable | Most metrics below target. The deal needs significant improvement to make financial sense at this price. |
Projection Table
Hold Analysis projects how the property builds wealth if you buy and hold it. Columns show Years 1, 2, 3, 5, and 10. All projections use the growth rates set in Settings → Hold.
| Row | What it shows |
|---|---|
| Prop Value | Estimated market value compounding at your appreciation rate each year. Hover a cell to see the exact calculation. |
| Equity | Property value minus remaining loan balance — your net ownership stake. Grows from both appreciation and principal paydown. |
| Expenses | Annual operating costs plus the mortgage payment, growing with your expense growth rate. The mortgage portion stays fixed. |
| Profit | Cumulative cash flow since purchase plus cumulative equity gain (appreciation + principal paydown). This is your total wealth created. |
| After-Tax CF | Annual cash flow improved by the depreciation tax shield. Shows what you actually keep after the IRS depreciation benefit. |
Depreciation Tax Shield
When you own rental property, the IRS lets you deduct the cost of the building (not the land) from your taxable income each year. This deduction is called depreciation, and it reduces your tax bill even if the property is actually appreciating in value — making it one of the most powerful real estate tax benefits.
Example: $1,000,000 property, 20% land, 27.5-year schedule, 25% tax rate:
Set your Tax Rate % and Land % in Settings → Tax to get accurate numbers for your situation.
Finding your Land %
Land is not depreciable — only the building is. The split varies significantly by location: 15–20% land in rural areas, 30–50% in dense urban markets. The most accurate source is your county tax assessor's records, which show assessed values for land and improvements separately. A tax professional can also advise on a defensible allocation.
Breakeven Rows
Below the projection table, three rows tell you when the investment crosses into profitable territory under different definitions of "profit."
When profitable?
The year when cumulative cash flow (all rent collected minus all expenses and mortgage payments, added up since purchase) first turns positive. If the property has negative monthly cash flow today, rents grow over time while your mortgage stays fixed — so cash flow gradually improves and the accumulated deficit gets erased.
When profitable (after-tax)?
The same cumulative calculation, but the depreciation tax shield is added to cash flow each year. Because the tax shield effectively reduces your annual losses, this breakeven arrives earlier than "When profitable?" for negative-cash-flow properties.
When appreciation covers CF?
The year when your cumulative equity gain (appreciation + principal paydown since purchase) exceeds your cumulative cash flow losses. A property can be building your net worth even while losing cash each month, if appreciation is strong enough.
If cash flow is already positive, this row shows N/A — appreciation isn't needed to cover anything.
How to interpret these rows
| Scenario | What it means | What to do |
|---|---|---|
| All three show Yr 1 | Positive cash flow from year one. Strong buy-and-hold deal. | Focus on how fast Equity and Profit grow over 5–10 years. |
| "Profitable" >30 yr, "Appreciation" Yr 1–2 | Negative cash flow but strong equity growth. Appreciation market deal. | Use Profile Z. Ensure you can sustain the monthly shortfall. |
| All three >30 yr | Neither cash flow nor appreciation overcomes the losses. | The deal doesn't pencil at this price. Check Max Offer. |
Stress Test
The Stress Test shows what happens when conditions deteriorate — higher expenses, lower rent, or both. A property that still covers its mortgage under stress is a fundamentally safer investment.
- 1Expand the Stress Test section in the Buy tab.
- 2Set Expenses Inc % (default 10%) and Rent Reduce % (default 5%) to simulate a downturn scenario.
- 3Watch stressed CF/mo, CF/yr, Cap Rate, and DSCR update instantly. The Outcome row shows whether the deal still passes under stress.
| Outcome | Meaning |
|---|---|
| Favorable | Deal still meets profile targets even under stress. Good margin of safety. |
| Conditional | Deal marginally passes under stress. Some metrics are borderline. |
| Unfavorable | Deal breaks down under stress conditions. Negotiate a lower price or pass. |
Stress Test is available on Starter plan and above.
Yieldly Score
The Yieldly Score is a single number from 0–100 that combines five key metrics into one weighted rating against your profile targets.
| Score | Rating | What to do |
|---|---|---|
| 80–100 | Strong | Most metrics beat your targets. Worth pursuing seriously. |
| 65–79 | Promising | Key metrics meet targets. A solid deal worth underwriting further. |
| 50–64 | Caution | Borderline deal. Negotiate on price or verify weaker assumptions. |
| 0–49 | Poor | Most metrics miss targets. Pass or look for a major price reduction. |
How points are awarded — each metric contributes up to its maximum, with partial credit for borderline values:
| Metric | Exceeds target | Meets target | Partial | Max pts |
|---|---|---|---|---|
| Cap Rate | 25 | 18 | 10 (any positive) | 25 |
| Cash-on-Cash | 25 | 18 | 10 (any positive) | 25 |
| DSCR | 20 | 14 | 8 (DSCR > 1.0) | 20 |
| Cash Flow / Unit | 15 (meets CF/unit target) | 8 (positive CF) | 3 (slightly negative) | 15 |
| GRM | 15 (below min GRM) | 10 (within range) | 4 (within +2 of max) | 15 |
Yieldly Score is available on Starter plan and above.
Max Offer Price
The Price Range section calculates the maximum price you should pay for a property to still meet your profile's return targets.
Max Offer is found automatically by Yieldly using binary search — it's the highest purchase price at which the deal still passes all benchmarks for your chosen profile. Use it during negotiation: if the asking price is above your Max Offer, you either need to negotiate the price down or accept below-target returns.
The section also shows quick reference checks like the 1% Rule (monthly rent ÷ price should be ≥ 1%) and 2% Rule benchmarks.
Property Pins — Comparing Multiple Deals
Property Pins let you track multiple properties simultaneously without losing your numbers when you switch between them.
- 1Add a pin: Click + in the pin bar at the top of the Buy tab. Each pin stores its own price, rent, units, and address independently.
- 2Switch between pins: Click a numbered tab (1, 2, 3...) to load that property's data instantly.
- 3Compare side by side: Click the ⊞ compare button. All pinned properties appear in a single table — verdict, max offer, cash flow, cap rate, IRR, DSCR, and GRM compared column by column.
- 4Edit in compare mode: Click any rent value in the comparison table and type a new number. The analysis updates instantly — useful for testing "what if rent was $200 higher?" scenarios.
Property Pins require Pro plan (up to 5 pins, compare up to 3) or Max plan (up to 10 pins, compare up to 10).
Scanner — Analyze Multiple Addresses at Once
Instead of analyzing properties one at a time, the Scanner runs Yieldly's AI estimate against a batch of addresses you provide and returns financial metrics for each.
- 1Switch to the Scanner tab in Yieldly.
- 2Enter or paste a list of property addresses you want to evaluate.
- 3Press S to scan. Yieldly's AI generates an estimated price, rent, and property profile for each address.
- 4Press ↺ Data to refresh estimates if you change assumptions.
- 5The results table fills in — sortable by any column. Click any row to open the full Buy tab analysis for that property.
Filtering results
| Filter | How to use |
|---|---|
| Price | Range format: 300k–600k |
| Cap | Minimum cap rate: 5 means cap ≥ 5% |
| GRM≤ | Maximum GRM (e.g. 10) |
| Days≥ | Minimum days on market — find motivated sellers |
| Status | Filter by your decision: Buy / Negotiate / Don't |
| ★ | Show only starred properties |
Scanner requires Pro plan (20 properties per scan) or Max plan (100 properties per scan).
Flip Tab — Fix-and-Flip Analysis
The Flip tab calculates whether a fix-and-flip deal makes financial sense given your renovation budget and profit goal.
| Input | What to enter |
|---|---|
| ARV | After Repair Value — your estimate of market value after renovation is complete |
| Repair | Total renovation budget including all trades, materials, and permits |
| Profit | Your minimum acceptable profit after all costs |
| Months Hold | How long you'll own it before selling (affects carrying costs) |
Yieldly calculates your Max Offer (the highest price to pay and still hit your profit target), Net Profit, ROI, and checks the deal against the industry-standard 70% Rule (Max offer = ARV × 70% − repairs).
The Rehab Planner lets you break down renovation costs by category (kitchen, bathrooms, HVAC, roof, etc.) with a contingency buffer — then press Apply to Repair to push the total into the main calculation.
Sell Tab — Net Proceeds Sheet
The Sell tab answers: "If I sell this property, what do I actually walk away with?"
Enter the sale price, current loan balance, agent commission rate, and closing costs. Yieldly calculates your net proceeds after paying off the mortgage, agent commissions, and all transaction costs.
Use this before listing a property to set realistic expectations, or when comparing whether to sell now vs. continue holding.
Calc Tab — Advanced Calculators
The Calc tab has standalone calculators that sync with your Buy tab inputs. Press Sync to pull the current price, rent, and units into the Calc tab.
| Calculator | When to use it |
|---|---|
| Renovation Price Adjustment | Adjusting your offer when a property needs work — subtracts renovation cost from asking price to find your true net acquisition cost |
| Underwriting Calculator | Build up NOI and cap rate from raw income and expense inputs; find the price where a deal pencils |
| Debt Underwriting | Stress-test financing: DSCR, LTV, max loan size from the lender's perspective |
| Value Calculator | What is a property worth given its NOI and your target cap rate? |
| Equity / Wealth Builder | Long-range wealth projection — equity, appreciation, and total wealth at 5, 10, 20 years |
| Rehab Planner | Itemized renovation cost tracker with contingency percentage |
Full Calc tab requires Pro plan. The Equity / Wealth Builder requires Max plan.
Settings
Settings is where you tell Yieldly about your market and financing. Getting these right is the single biggest factor in getting useful numbers. The defaults are reasonable starting points, but they won't match every investor's situation.
Financing
| Setting | What it affects |
|---|---|
| Down Payment % | Cash required, loan amount, monthly mortgage, CoC, ROE |
| Interest Rate % | Monthly mortgage payment and annual debt service |
| Loan Term (yrs) | Monthly payment amount and amortization speed |
| Closing Costs % | Total cash required to close the deal |
Operating Expenses
| Setting | Notes |
|---|---|
| Vacancy % | Has the biggest single impact on cash flow. Tight markets: 3–5%. Softer markets: 8–10%. |
| Repairs % | Annual repair budget as % of gross rent. Older properties need 8–12%. Newer: 5–7%. |
| CapEx % | Capital expenditure reserve (roof, HVAC, appliances). Budget separately from day-to-day repairs. |
| Management % | If self-managing, set to 0% — but account for your time. If using a manager, typical rates are 8–12%. |
| Property Tax /yr | Use actual tax bill if known. Default is a percentage estimate. |
| Insurance /yr | Landlord policy (not homeowner's). Get an actual quote for accuracy. |
| Utilities /mo | Only landlord-paid utilities. Tenant-paid utilities don't belong here. |
| Renovation | One-time upfront cost added to cash required. Does not affect ongoing cash flow. |
Hold Projections
| Setting | Conservative | Realistic (growth market) |
|---|---|---|
| Appreciation %/yr | 2% | 3–5% |
| Income increase %/yr | 2% | 3% |
| Expense increase %/yr | 3% | 2.5% |
Tax Settings (for Hold Analysis)
| Setting | What to enter |
|---|---|
| Tax Rate % | Your marginal personal income tax rate — the rate on your last dollar of income. Check your most recent tax return (federal + state if applicable). |
| Land % | The portion of purchase price allocated to land (not building). Land cannot be depreciated. Typical: 15–20% rural, 25–40% suburban, 35–50% dense urban. Check county tax assessor records for the land/improvement split. |
| Depreciation Years | 27.5 years for all residential property (single-family through any number of multifamily units). 39 years for true commercial (office, retail, warehouse). |
History & Notes
Every analysis you run is automatically saved to History. Click the History section in the Buy tab to see past analyses. Click any saved row to restore that property as the active analysis.
On each saved property you can:
- Add free-text notes (market observations, inspection notes, seller context)
- Set a deal decision from the dropdown: ✅ Buy · 🤝 Negotiate · 👀 Watch · ❌ Don't Buy
- Return to any property later without re-entering numbers
History saves up to 3 analyses on Starter plan, up to 50 on Pro and Max.
Tokens & Credits
Tokens are a single monthly quota that controls every action. Each plan has a fixed monthly token bucket plus a UTC daily cap to keep usage paced — Free and Starter caps are tight; Pro and Max caps are generous.
Plan Limits
| Plan | Tokens / month | Daily cap |
|---|---|---|
| Free | 20 | 3 / day |
| Starter | 120 | 10 / day |
| Pro | 500 | 40 / day |
| Max | 1,500 | 120 / day |
Token Costs per Action
| Action | Cost |
|---|---|
| Address Search & Go (property lookup) | 1 token |
| Buy / Sell / Flip / Manual calculation | 1 token |
| Scanner scan | 10 tokens |
| PDF / Email / Lender / Investor report | 5 tokens |
| Email search report (daily or weekly) | 1 token |
Free actions (no token cost): switching investment profiles, changing settings, re-reading results already on screen, comparing pinned properties, and browsing History.
Reset Windows
Your monthly bucket resets on your billing-cycle anniversary (the day of the month you signed up or last renewed). Free accounts use a signup-anniversary monthly window. The daily cap resets at midnight UTC on every plan.
Token Badge
The badge in the app header displays your current quota as monthly-remaining / monthly-limit, with a secondary counter showing daily-remaining / daily-cap. The badge changes color as tokens run low:
- Normal — plenty of tokens remaining
- Amber — under 5% of the monthly bucket left
- Red — monthly bucket exhausted or daily cap hit
Referrals
Referring a friend gives you a billing-credit discount on your next paid subscription (and a signup discount for the friend). Referrals do not grant extra tokens — the monthly bucket is determined by your plan.
Common Questions
Why does my cap rate look low even though rent seems high?
Cap rate is driven by NOI — net income after all operating expenses. If property taxes, insurance, repairs, or vacancy are high, NOI drops significantly and cap rate follows.
Two common culprits: (1) the rent entered is per unit instead of the total property rent, making NOI appear far lower than it is, or (2) the default expense assumptions don't match the property — especially property tax, which varies widely by location.
Check the Operating Expenses section to see the full expense breakdown and compare each line to your actual expected costs.
The verdict says Unfavorable — should I skip this property?
Not necessarily. Unfavorable means the current asking price doesn't meet your profile's benchmarks. It's a starting point, not a final verdict.
Check the Max Offer price — that's the price at which the deal would pass. If the gap between asking price and Max Offer is small (5–10%), it may be worth making an offer below asking. If the gap is 30%+, the deal has a structural problem at this location that price alone won't fix.
Also consider whether your profile is appropriate for this property type. A C-class property analyzed under Profile B thresholds will often show Unfavorable, but may be perfectly acceptable under Profile C.
Why is ROI much higher than CoC?
CoC only counts cash flow. ROI adds appreciation and principal paydown on top of cash flow.
In a rising market, appreciation alone can add several percentage points of annual ROI even on a cash-flow-neutral property. The gap between CoC and ROI tells you how much of your return is coming from equity building vs. cash in hand. A high ROI with low CoC means you're building wealth but not generating monthly income — acceptable for a long-term appreciation play, but you need other income to cover expenses in the meantime.
The rent estimate seems wrong. Can I change it?
Yes. After scanning, click into the R field and type your own number, then press M to recalculate. The AI-generated rent estimate is a starting point based on the address — it's often a reasonable guide for single-family homes but can be off significantly for multifamily properties or in less-liquid rental markets.
For multifamily, look up active rental listings in the same neighborhood for the same unit type and size. A landlord's actual current leases are more reliable than automated estimates.
Hold Analysis shows ">30 yr" for "When profitable?" — what does that mean?
It means the property's cumulative cash flow never turns positive within 30 years based on the current assumptions. This happens when cash flow is significantly negative and doesn't improve fast enough even as rents grow.
This isn't always a deal-killer. Check "When appreciation covers CF?" — if that shows Yr 1 or Yr 2, equity growth (appreciation + principal paydown) already outweighs your cash flow losses from day one. This is the Profile Z scenario: you're losing cash but building wealth rapidly. The question is whether you can sustain the monthly shortfall for the holding period.
If both "When profitable?" and "When appreciation covers CF?" are >30 yr, the deal doesn't pencil at any reasonable time horizon and likely needs a significant price reduction.
What is DSCR and why do lenders care about it?
DSCR (Debt Service Coverage Ratio) = Annual NOI ÷ Annual Mortgage Payment. It measures whether the property's income can cover its debt.
A DSCR of 1.25 means the property generates 25% more income than it needs to cover the mortgage — a comfortable buffer. Lenders require a minimum DSCR of 1.20–1.25 for commercial and multifamily loans to ensure the loan is covered even if occupancy dips slightly. Below 1.0 means the property can't cover its own debt from operations — you'd be covering the shortfall from other income.
For investment property loans, DSCR often matters more than your personal income. Some lenders offer "DSCR loans" where no personal income documentation is required — the property's DSCR alone qualifies the loan.
Can I use Yieldly for commercial properties?
Yes. Yieldly uses AI to estimate cap rate, price, and income data from the property address and applies the same analysis framework — useful when browsing LoopNet or other commercial listing sites.
For true commercial properties (office, retail, warehouse), set Depreciation Years to 39 in Settings → Tax (not 27.5 — that's generally the residential schedule, which the IRS commonly applies to multifamily rentals as well, though specific treatment depends on the property and your circumstances; confirm with a qualified tax professional). You may also want to use Profile D to set custom thresholds that reflect commercial cap rate expectations in your market.
Why does switching profiles reset ROI and ROE to 0?
This was a known bug that has been fixed. Profile switches now correctly recalculate and display ROE and ROI. If you're seeing 0% for these metrics, make sure you have the latest version of the extension installed.
How do tokens work?
Which plans use tokens? Every plan uses a single monthly token bucket. Tokens are spent on property lookups, calculations, Scanner scans, PDF/email reports, and the Email search report (daily or weekly). Every plan also has a UTC daily cap.
Plan limits:
- Free — 20 tokens / month, 3 / day cap
- Starter — 120 tokens / month, 10 / day cap
- Pro — 500 tokens / month, 40 / day cap (bonus & top-up tokens bypass the cap)
- Max — 1,500 tokens / month, 120 / day cap (bonus & top-up tokens bypass the cap)
Token costs per action: see the Tokens & Credits reference table — costs are the same across all plans.
What doesn't cost tokens: Switching investment profiles (A/B/C/D), changing settings, re-reading results, comparing pins, or browsing History.
Input validation first: Tokens are only consumed after your inputs pass validation. Entering an invalid price or missing field will show an error without deducting a token.
Reset windows: The daily cap resets at midnight UTC. The monthly bucket resets on your billing-cycle anniversary (Free accounts use a signup-anniversary monthly window). The server tracks the highest reset date it has seen, so rolling back your system clock cannot restore spent tokens.
Token badge: The badge in the app header shows monthly remaining / monthly limit with a secondary daily counter. It turns amber when less than 5% of the monthly bucket is left, and red when the monthly bucket is exhausted or the daily cap is hit.
Referral credits: Redeeming a referral code awards a billing-credit discount on your next paid subscription (and a signup discount for the friend). Referrals do not grant extra tokens.
Best Practices
1. Set your real financing before analyzing
The default assumptions (6.5% rate, 25% down) may not match your situation. If you're using a portfolio loan at 7.5% with 20% down, enter those numbers in Settings first. Wrong financing assumptions are the most common source of misleading results.
2. Run the conservative scenario first
Set vacancy at 8–10% and appreciation at 2–3%. If the deal still looks interesting, then run an optimistic scenario. A deal that only works under best-case assumptions is fragile. A deal that works under conservative assumptions is safe — the upside is a bonus.
3. Use the Scanner to shortlist, then Pins to compare
Scan a search page to surface the top 3–5 candidates by cap rate or cash flow. Pin each one, then use Compare mode to pick the winner. This workflow takes minutes instead of hours.
4. The tax shield is real money — don't ignore it
On a $1M property with 20% land and a 25% tax rate, the annual depreciation tax shield is over $7,000 — $583/month of real cash saved on your tax bill. This can turn a borderline negative-cash-flow property into a cash-flow-neutral one after tax. Set your Tax Rate % and Land % in Settings to see the actual impact for your deal.
5. Profile Z is a strategy, not a workaround
Some of the strongest long-term wealth creation comes from markets where cash flow is structurally hard but appreciation is consistent — coastal cities, high-demand suburbs. Profile Z is designed for this strategy. Use Hold Analysis to understand the equity story: if "When appreciation covers CF?" is Yr 1 and Profit at Yr 10 is strong, the deal may be excellent even with negative monthly cash flow.
6. Hover over everything
Every metric in Yieldly has a tooltip with its formula, a worked example, and target ranges. Reading these as you analyze deals is the fastest way to build a real understanding of real estate finance — no separate course required.
7. Save with notes while the deal is fresh
When you analyze a property worth revisiting, save it to History immediately and add a note with what you know: seller situation, inspection concerns, rent comps you found, your gut feeling. Memory fades fast when you're analyzing dozens of properties. Your notes won't.
Disclaimer
Yieldly is an educational and informational analysis tool. Nothing in this help guide or in the Yieldly product constitutes financial, investment, legal, tax, or accounting advice. All calculations, scores, estimates, and examples — including the Yieldly Score, depreciation tax shield, and AI-generated property data — are illustrative and based on the inputs and assumptions you provide. Real estate investing involves risk, including the possible loss of principal, and past performance does not guarantee future results.
Always verify property data independently and consult a licensed real estate professional, tax advisor, and/or attorney before making any investment, financing, or tax decision.
Yieldly is independently developed by Sensa Inc. and is not affiliated with, endorsed by, or in partnership with Zillow, Redfin, LoopNet, Realtor.com, or any other third-party real estate or data platform. See the Terms of Service and Privacy Policy for full details.